Situs Pengusaha

Credit Analyst (SME)

PT Moladin Digital Indonesia
Rp4.500.000/bulan
Jakarta Pusat
Penuh Waktu
1 lowongan
Ditayangkan pada 14/12/2023 oleh Robertus talo
Pengalaman kerja
3-4 tahun
Pendidikan
Minimal S1
Keahlian
Detail & Bertanggung Jawab,Serius & Detail,Setia & Jujur,Multitasking,Kemampuan Komunikasi Baik
Deskripsi
1. Responsible for approving all SME loan applications, demonstrating sound credit and business judgment, and adept at identifying high-risk, early warning signs, and potential fraud conditions in customer profiles.
2. Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP).
3. Achieve daily targets for reviewing incoming loan applications and adhere to committed Service Level Agreements (SLA).
4. Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. Able to read and understand customer payment or Non-Performing Loan (NPL) performance for learning of future approval.
5. Develop and propose mitigation strategies for financing customers to minimize lending risks, and effectively communicate solutions to sales, marketing, and business teams.
Qualification:
1. Minimum Bachelor's or Master's degree from a reputable university.
2. Having a minimum of 3 years of experience as a Credit Analyst in SME/Micro SME/Commercial Loans. Having authority limit approval with a minimum of 500 million and the ability to assess the creditworthiness of both individuals and companies.
3. Proficient in comprehending the entire credit process and underwriting, including but not limited to loan submission, documentation, policy adherence, approval analysis, and collateral security evaluation. 4. Demonstrate keen attention to detail and a strong interest in analyzing customer data. Exhibit qualities of high responsibility, integrity, commitment, and discipline.
Lokasi Kantor
Kemayoran, Jakarta Pusat, Dki Jakarta
Abouts Us
PT Moladin Digital Indonesia
Finansial,10-30 karyawan
Apa itu Moladin? Moladin merupakan sebuah singkatan dari dua kata yakni Motor dan Aladin. Tujuan kami adalah menjadi Jinny yang bisa mengabulkan kebutuhan bikers dalam bidang motor. Bcrdasar dari dua kata itulah lahirlah “Moladin”. Moladin dibuat sebagai solusi dan sulitnya bikers untuk menemukan informasi seputar dunia motor dan membeli motor dengan mudah secara online. Saat ini orang membeli motor masih harus datang ke dealer, lewat Moladin cara konvensional tersebut dipersingkat dan cukup menggunakan smartphone saja, kini bikers atau siapa saja yang ingin membeli motor hanya perlu duduk manis di rumah. Sangat hemat waktu dan hemat biaya. Melalui Moladin juga, bikers bisa menemukan informasi-Informasi seputar motor yang terpencar-pencar di dunia maya dalam satu tompat. Moladin hadir sebagai satu tempat yang menyediakan informasi tentang spesifikasi dan harga motor ter-update, informasi lokasi bengkel terdekat, informasi SAP (sparepart, apparel, dan perawatan), hingga menyediakan forum untuk para bikers saling bertukar informasi.
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